Communications with Debt Collectors
Sometimes, debt collectors don’t file a lawsuit against you to collect a debt. They may rely on the use of telephone calls, letters, or credit reporting in an attempt to get you to pay the debt.
Learn more about communications with debt collectors here.
Debt Collection Lawsuits
When served with a debt collection lawsuit, time is not on your side. You have thirty days from the date you are served with the lawsuit to file an answer.
Learn more about debt collection lawsuits here.
During the post-judgment collection process, debt collectors use many tools to find and seize the assets available to them, including bank and wage garnishments.
Learn more about post-judgment collections here.
Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a body of federal laws to protect consumers from unscrupulous debt collection activities including harassing phone calls and false and misleading communications.
Learn more about the Fair Debt Collection Practices Act here.